Terms and Condition

  • This Terms & Condition refer to the Terms & Conditions of agreement between the developers (also the owners) of the application hereafter referred as “The Developers” and any individual or firm using the application, hereafter referred as “The User” for legitimate use of the application either paid version or free..
  • “The Application” refers to the application which goes by the name ‘DebitCredit’ available in Google PlayStore on Android operating system, AppStore on iOS operating system, and as a web-application on the internet.
  • “The Subscription plan” refers to the various plans offered by the developers for different functionalities in exchange of money.


  1. The Subscription plans, the functionalities, the user interface of the application are subjected to change, solely at the discretion of the developer, without any prior notice or intimation.

  2. Paid subscription of the application is for a fixed period of time & not onetime.

  3. The Users are requested to use latest version of the application (update) across all the devices. Developers are not responsible for any technical glitch or loss of data arising out of not using latest released application version.

  4. The Users are requested to use latest version of the application (update) across all the devices. Developers are not responsible for any technical glitch or loss of data arising out of not using latest released application version.

  5. Any technical glitch in form of data mismatch or display of faulty/incorrect entries and any grievances thereof, whatsoever, is not the responsibility of the developers. Any such incident, if found, is to be reported immediately to the developer through proper means of communication.

  6. User data & credentials will be deleted (non-recoverable) after a fixed period post the subscription expires, unless the subscription is renewed within 7 days of expiration.

  7. Any data that is delete at user end is non recoverable.

  8. User account, Id, data & subscriptions are non-transferable.

  9. Shared entries and cross entries are at user discretion.

  10. Copying any data or graphics or logo from the application in any form is not permitted unless a written permission is granted doing so.

  11. The Developers do not approach the users for any personal information or any financial contribution through any means of communication. In event of any such incident, kindly alert the developer immediately.

  12. The Developers shall not be held responsible (in the court of law) for grievances of life or wealth or any sort due to the incorrect information or lack information whatsoever.

  13. Any sort of financial fraud/ money laundering/ tax evasion/ unlawful activity committed using the application is strictly prohibited. The Developers are not liable in court of law for any such act.

  14. For the purpose of using this application, the law of the land to be respected.

  15. In case of any dispute pertaining to any matter, Developers’ decision shall be final. Subject to Surat jurisdiction.